India is seeing rapid fintech user growth. Adoption rates are above other EMs, helped by the UPI payments backbone. New industry entrants are focusing on lending, attracted by high margins and India’s low credit penetration rate. Strategic priorities...

While redundancies at tech leaders like Amazon, Meta and Twitter grab the headlines, fintechs are also shedding staff. Reduced funding access is pushing down valuations, forcing firms to cut cash burn and shorten the path to profitability. Emerging m...

ZoodPay is a lending fintech with logistics and marketplace capabilities that help lift margins and control credit risk. It's the clear market leader in Uzbekistan with substantial growth potential in other emerging markets, notably Pakistan. ZoodPay...

China’s fintech ecosystem differs from those in other emerging markets in its scale, diversity and bias to blockchain. Success factors: innovation, distribution, user-friendliness. Strategy focus: new products/customer segments, efficiency. Funding i...

Robust retail, leisure, tourism, real estate and employment momentum will drive top-quartile GDP growth in 2022 and 2023. Corporate bonds with exposure to these trends: AD Ports, Dubai Aerospace, Arada, Galaxy Pipeline, MAF, Sweihan Power. Listed equ...

Our proprietary survey of 215 fintechs (including 56 payments firms) gives us insights into digital payments firms’ strategic plans, the innovations they are targeting and the main growth constraints their businesses face. The main factors that are s...