One of the major drivers of fintechs' success over the past decade has been their ability to provide their clients with innovative and quality products, but customers still feel that there is room for improvement in some areas. Our survey of 900 cons...

Regulation is one of the biggest constraints on fintech growth, together with funding/capital shortages and competition. Fintechs citing data protection regulations as a hurdle to their growth include Yeahka (Payments, China), Spenny (Investech, Indi...

The key limiting factors vary by country. Philippines: Competition among fintechs, traditional financial institutions, and the informal sector is the main challenge for Philippines fintechs, along with market size and regulations. Nigeria: Access to ...

We cut our target price for Indonesian tech company GoTo by 9%, due to increased risk of cash burn. Our new target price of IDR202 implies 50% downside, hence we reiterate our Sell recommendation. ( see our initiation report here). GoTo is planning t...

We hosted Golden Agri-Resources for meetings with a prominent client recently. The stock is up 16% ytd and the average daily volume has doubled since January. This would enable it to take maximum opportunity of record high palm oil prices. Crop yield...

The latest UN FAO World Food Price index (published on 3 June) declined slightly again from the March all-time high: down 0.6% in May, but up 23% yoy, and up 73% from the May 2020 trough. This is the second consecutive month of slight moderation. Veg...