360 DigiTech Inc

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Growth has been the major driving factor for fintech valuations in the past few years, but with rising macroeconomic challenges and the global tech sell-off, profitability is now likely to take the front seat. These four stocks are currently trading ...

Contribution per user (ARPU less cost of servicing per user) highlights the operating profitability of a fintech business model. The contribution margin is lowest for digital banking. Applying a valuation overlay to the per user contribution of indiv...

In May 2021, a public company in China valued at CNY 3 billion wasrejectedby the investors for a roadshow, because it is considered a small-cap share with limited liquidity. We think it is rather irrational to determine the long-term value of a compa...

Under the USA’s Holding Foreign Companies Accountable (HCFA) Act, passed last December and effective as of April, US-listed foreign firms must establish that they are not owned or controlled by foreign governments, and must disclose details of their ...

China's outstanding loan balance reached a fresh record of CNY 172.75 trillion in 2020 and keeps growing, spurred by the increasing digitalization and booming e-commerce market. Although360DigiTech, Inc. (QFIN:NASDAQ) is a late starter, it is one of ...

Even though 360 DigiTech's share price has recently been growing, it still seems undervalued. It spurred investors' interest in the fintech industry, with many concept stocks jumping up. Taking an example, Upstart, which is recognized as the future o...