US : Wintrust Financial Corporation - WTFC | 4Q First Look: EPS Beat on Lower Provision, but PTPPI Misses

Bottom line: It was a mixed quarter with a material EPS beat, offset by lower pretax pre-provision income PTPPI), as operating expenses were materially above projections (but included some noise). Strong balance sheet growth, fee-based revenue momentum and impressive credit metrics bode well for fo