The fintech winners and losers from higher interest rates

  • Fintech business models subject to price caps or reliant on liquidity and leverage could see their profitability decline

  • Buy Now Pay Later (BNPL), SME lenders and cryptocurrency exchanges appear most vulnerable to higher interest rates

  • In contrast, payments wallets could see their float income rise. Other winners include deposit-gathering digital banks

May 3rd, 2022
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