Strategy Note /
Pakistan

Pakistan credit penetration is low and getting worse; can fintech change this?

  • Pakistan’s credit penetration is one of the lowest in emerging markets and the situation is deteriorating

  • Major causes: government borrowing, banks’ risk aversion, poor credit bureau coverage, low financial literacy

  • The regulator’s recent steps are not enough. Fintechs can contribute, but are too small to impact meaningfully

Pakistan credit penetration is low and getting worse; can fintech change this?
Rohit Kumar
Rohit Kumar

Global Financials/Thematics

Contributors
Rabail Adwani
Rahul Shah
Tellimer Research
21 July 2021
Published byTellimer Research

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