Equity Analysis /

Habib Bank: 2QCY21 analyst briefing takeaways

  • NIMs have bottomed, costs will remain in check and capital buffers are adequate

  • NPL ratio has dropped to 5.5%, provisioning coverage is +100%

  • Effective tax rate will remain elevated at 43% due to recent changes in the Federal Budget 2022

Yusra Beg
Yusra Beg

Senior Investment Analyst

Intermarket Securities
30 July 2021