Rohit Kumar

Tellimer Research

Global Financials/Thematics @ Tellimer Research

Rohit’s global financials analysis incorporates perspective from his role as deputy head of research at Insight Securities, where he played a key role in setting up the research department. He was previously at Taurus Securities, a subsidiary of the National Bank of Pakistan, covering the banking, construction and power sectors. Rohit is a CFA Charterholder.

Rohit Kumar
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Latest from Rohit Kumar

Pakistan digital payments are picking up, but structural issues remain

There were around 80mn mobile wallets in Pakistan at the end of 2021, which is c25% more than the 63mn bank accounts in the country. We discuss this issue in more detail later in this note. This is because operators have thin margins on P2P transfers...
Tellimer Research Rohit
Rohit Kumar @ Tellimer Research 23 June 2022
Pakistan digital payments are picking up, but structural issues remain
Pakistan digital payments are picking up, but structural issues remain

Five Brazilian fintechs to watch

Nubank is a digital bank providing services in Latin America, principally Brazil. Nubank went on to IPO in December 2021, with its shares rising 15% on their first day of trading, giving the digital bank a market capitalisation of cUS$50bn. It is a p...
Tellimer Research Rahul
Rahul Shah @ Tellimer Research 23 June 2022
Five Brazilian fintechs to watch
Five Brazilian fintechs to watch

Where fintechs need to improve most

One of the major drivers of fintechs' success over the past decade has been their ability to provide their clients with innovative and quality products, but customers still feel that there is room for improvement in some areas. Our survey of 900 cons...
Tellimer Research Rohit
Rohit Kumar @ Tellimer Research 22 June 2022
Where fintechs need to improve most
Where fintechs need to improve most

The regulations that are holding back emerging market fintechs

Regulation is one of the biggest constraints on fintech growth, together with funding/capital shortages and competition. Fintechs citing data protection regulations as a hurdle to their growth include Yeahka (Payments, China), Spenny (Investech, Indi...
Tellimer Research Rahul
Rahul Shah @ Tellimer Research 21 June 2022
The regulations that are holding back emerging market fintechs
The regulations that are holding back emerging market fintechs

Brazil fintech: Superior growth and profitability supported record investment

Brazil has a diverse fintech ecosystem, as befits Latin America’s largest economy and its primary destination for start-up funding. As of October 2020, only 1.9% of Brazilian adults invested in the stock markets against the median of 2.4% in other em...
Tellimer Research Rahul
Rahul Shah @ Tellimer Research 17 June 2022
Brazil fintech: Superior growth and profitability supported record investment
Brazil fintech: Superior growth and profitability supported record investment

The main growth constraints facing emerging market fintechs

The key limiting factors vary by country. Philippines: Competition among fintechs, traditional financial institutions, and the informal sector is the main challenge for Philippines fintechs, along with market size and regulations. Nigeria: Access to ...
Tellimer Research Rahul
Rahul Shah @ Tellimer Research 15 June 2022
The main growth constraints facing emerging market fintechs
The main growth constraints facing emerging market fintechs

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